Effective Date: March 01, 2026
Last Updated: April 01, 2026
These Terms and Conditions (“Terms”) govern your use of the website located at fmar.ca (the “Website”), which is owned and operated by F. Mar Professional Corporation (“F. Mar,” “we,” “us,” or “our”).
By accessing or using this Website, you accept and agree to be bound by these Terms. If you do not agree, please do not use this Website.
1. Website Use
You may use this Website only for lawful purposes and in accordance with these Terms.
You agree not to:
- use the Website in any way that violates applicable law or regulation;
- attempt to gain unauthorized access to the Website, server, accounts, or related systems;
- interfere with the operation, security, or availability of the Website;
- introduce malicious code, malware, or harmful material;
- copy, scrape, reproduce, republish, or exploit Website content except as permitted by law or with our prior written consent; or
- use the Website in a way that could damage our reputation or impair other users’ access.
2. No Professional Advice
The content on this Website is provided for general informational purposes only.
Nothing on this Website constitutes:
- legal advice;
- tax advice;
- accounting advice;
- assurance advice;
- financial advice; or
- any other professional advice tailored to your specific circumstances.
You should not act or refrain from acting based solely on information from this Website. Professional advice should be obtained based on your particular facts, documents, jurisdiction, objectives, and risk profile.
3. No Client Relationship
Your use of this Website, sending us a message, completing a contact form, subscribing to updates, registering for an event, or receiving general information from us does not by itself create:
- a client relationship;
- an accountant-client relationship;
- an advisory engagement;
- a fiduciary relationship; or
- any duty to provide services.
A professional relationship is formed only when we have expressly agreed in writing to act for you and any required engagement terms have been finalized.
4. No Guarantee of Results
Past experience, examples, topics discussed, event content, publications, or website materials do not guarantee future outcomes. Every matter depends on its own facts, timing, documentation, assumptions, laws, and regulatory interpretation.
5. Accuracy and Timeliness
We aim to keep Website content accurate and current; however, the Website may contain errors, omissions, outdated information, or material that is no longer complete or applicable.
Tax laws, regulatory guidance, administrative practices, and professional standards change over time. We make no representation or warranty that Website content is accurate, complete, reliable, current, or suitable for your particular use.
6. Service Information
Descriptions of services on this Website are provided for general information only. The availability, scope, timing, and suitability of services may vary based on your circumstances, our professional independence requirements, conflicts review, capacity, legal obligations, and engagement terms.
We reserve the right to modify, suspend, or discontinue any Website content, offering, or feature at any time without notice.
7. Bookings, Inquiries, and Communications
If you contact us through the Website, request a consultation, register for an event, or subscribe to communications:
- you agree that the information you provide is accurate and not misleading;
- you understand that submitting an inquiry does not guarantee a response, consultation, or engagement;
- you acknowledge that internet and email communications may not always be secure; and
- you agree not to send highly sensitive, confidential, privileged, or time-sensitive information through general Website forms unless specifically requested by us through a secure channel.
8. Intellectual Property
All Website content, unless otherwise stated, including text, layout, design elements, graphics, branding, logos, icons, downloadable material, and compilations, is owned by or licensed to F. Mar Professional Corporation and is protected by applicable intellectual property laws.
You may view, download, and print Website content for personal, non-commercial, and internal business information purposes only, provided you do not:
- modify the content;
- remove proprietary notices;
- use it in a misleading or competitive manner; or
- reproduce, distribute, publish, display, or create derivative works without our prior written permission.
9. Third-Party Links and Platforms
The Website may include links to third-party websites, social media pages, registration tools, scheduling tools, maps, analytics providers, or other platforms. These are provided for convenience only.
We do not control and are not responsible for:
- the content or availability of third-party sites;
- any products, services, or statements offered by third parties; or
- the privacy, security, or legal practices of third parties.
Your use of third-party websites is at your own risk and subject to their own terms and policies.
10. Privacy
Your use of this Website is also subject to our Privacy Policy. By using the Website or submitting personal information, you acknowledge that you have read and understood our Privacy Policy.
11. Disclaimer of Warranties
To the fullest extent permitted by law, the Website and all content are provided on an “as is” and “as available” basis without warranties, representations, or conditions of any kind, whether express, implied, statutory, or collateral.
Without limiting the foregoing, we disclaim all implied warranties or conditions of:
- accuracy;
- completeness;
- merchantability;
- fitness for a particular purpose;
- non-infringement;
- uninterrupted access; and
- freedom from errors, viruses, or other harmful components.
12. Limitation of Liability
To the fullest extent permitted by law, F. Mar Professional Corporation and its directors, officers, shareholders, employees, contractors, and representatives will not be liable for any direct, indirect, incidental, special, consequential, punitive, or other loss or damage arising from or related to:
- your access to, use of, or inability to use the Website;
- reliance on Website content;
- errors or omissions in Website content;
- communications sent through the Website;
- Website downtime, interruption, or technical failure; or
- third-party websites or services linked from the Website.
This limitation applies whether the claim is based in contract, tort, negligence, equity, statute, or otherwise, even if the possibility of such damages was known.
13. Indemnity
You agree to indemnify and hold harmless F. Mar Professional Corporation and its directors, officers, employees, contractors, and representatives from and against any claims, liabilities, damages, losses, costs, or expenses arising from:
- your misuse of the Website;
- your breach of these Terms; or
- your violation of applicable law or the rights of any third party.
14. Regulatory and Professional Status
F. Mar Professional Corporation operates as a professional accounting firm in Alberta and may be subject to applicable professional, legal, ethical, and regulatory requirements.
15. Governing Law
These Terms, and any dispute relating to the Website or its use, are governed by the laws of the Province of Alberta and the applicable laws of Canada, without regard to conflict of law principles.
You agree that the courts of Alberta shall have exclusive jurisdiction over disputes arising from or relating to the Website or these Terms, subject to any mandatory rights provided by law.
16. Changes to These Terms
We may revise these Terms from time to time. The updated version will be posted on this page with a revised effective date. By continuing to use the Website after revised Terms are posted, you accept the updated Terms.
17. Contact
If you have questions about these Terms, please contact:
F. Mar Professional Corporation
Bankers Hall West Tower
Unit 1008, 888 3 St. SW
Calgary, Alberta T2P 5C5
Email: info@fmar.ca
Phone: +1 403-806-4060
Website: https://fmar.ca/